freedomcashlenders reviews

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When shopping for a personal loan, it’s a good idea to start by pre-qualifying. This is a quick process that shows you your potential loan amount, rate, repayment term and monthly payment amount. It only requires a soft credit check, so you can compare offers from multiple lenders with no impact to your credit score.

Once you’ve determined the best loan offer, you’ll complete a formal loan application. Your lender may require documents such as pay stubs, tax documents or bank statements to verify your income and other financial information.

Most lenders will complete the loan approval process and disburse funds within a week. If your loan application is not approved, the lender must send you information about why you were denied. You can use this information to improve your odds of getting a loan in the future.